New Investment Info For You
Welcome to New Investment Info For You!

Finance Articles


Fair Credit Reporting Act: What You Should Know About It?
By Carmen Shearer


The Federal Fair Credit Reporting Act (FCRA) is designated to promote accuracy, fairness, and privacy of information in the files of every ?consumer reporting agency? (CRA) or Credit Bureau. Learn what the law says and repair your credit today!

Most CRA are credit bureaus that gather and sell information about you, such as if you pay your bills on time or have filed bankruptcy.

They sell this information to creditors, employers, landlords and other businesses; and that`s why you should be sure that the information they have on you is accurate and correct.

You can find the complete text of the FCRA 15 U.S.C. 16-81-1681u, at the Federal Trade Commission?s website (www.ftc.gov) but here you can find the summary of your rights.

1. You must be told if information in your file has been used against you

2. You can find out what is in your file

3. You can dispute inaccurate information with the CRA

4. Inaccurate information must be corrected or deleted

5. You can dispute inaccurate items with the source of the information

6. Outdated information may not be reported

7. Access to your file is limited

8. Your consent is required for reports that are provided to employers, or reports that contain medical information

9. You may choose to exclude your name from CRA lists for unsolicited and insurance offers.

10. You may seek damages from violators.

Copyright © 2005 Excellentcreditnow.com - All Rights Reserved

For more information about this article and/or the author visit http://Excellentcreditnow.com

For more information, news and articles see:

Structured Products - Structured Products
...visors take their time to research the latest structured productsthat are on the market? Do they compare and contrast, analyse and evaluate the products that will be suitable for their clients? If t...
Visit Structured Products...

Investec - Investec
...into a large amount of money I think I`d like to invest it for future gain. Not knowing about stocks, shares and other kinds of financial investment opportunities my first port of call would be to an...
Visit Investec...

The Taxation People - Article03.html
...e UK taxpayers have paid too much tax! A new `No Win No Fee` tax refund service has just been launched by Greer & Taylor LLP on a dedicated new website The Taxation People which can be found at www....
Visit The Taxation People...

Homeowner Loans - Homeowner Loans
...through the letterbox and your still haven`t paid the monthly direct debt to the utility firm. You`ll have to sort out funds for your credit cards next week and then there are the catalogue payments ...
Visit Homeowner Loans...

Bad Credit Loans - Bad Credit Loans
...ur problems and missed payments weighing heavily on your credit score? Looking for a loan is pointless isn`t it, or that`s how you see it anyway. Just because your finances haven`t been squeaky clean...
Visit Bad Credit Loans...

Debt Management Help - Debt Management Help
...st doesn`t seem to be enough coppers in the bank to pay your creditors. You are not on your own. The UK has been spiraling further into debt for a decade and a large number of families find themselv...
Visit Debt Management Help...

Debt Solutions - Debt Solutions
...each passing month you are robbing Peter to pay Paul and the heavy cloud of debt is always hovering above your head. When you sit down to work out your money the simple truth is you have more going o...
Visit Debt Solutions...

The Taxation People - Article01.html
...n three UK taxpayers have paid too much tax! The Taxation People, are a forward thinking online accountancy service that specialise in helping people who might be eligible for a tax refund. They offe...
Visit The Taxation People...


Click For More Detailed Information on:
lower trade store ::easy little company online ::your young trade store ::my factory live ::best manufactured

Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map

Copyright © 2003-2010. All Rights Reserved.


Valid CSS!